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Guides and tips for splitting expenses fairly.


LatestComparisonsGuidesMoney & RelationshipMoney TalkTravel
LatestComparisonsGuidesMoney & RelationshipMoney TalkTravel
The 5 Ways to Split Expenses — and When to Use Each

Guides

The 5 Ways to Split Expenses — and When to Use Each

There are 5 distinct methods for splitting expenses, and most people only know one. Learn when equal splits, percentage-based, exact amounts, income-based, and itemized methods each make the most sense.

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Are We Even
Are We Even vs. Splitwise: Which Is Better for Your Group?

Comparisons

Are We Even vs. Splitwise: Which Is Better for Your Group?

An honest, side-by-side comparison of Are We Even and Splitwise — features, pricing, and trade-offs. We built one of them, so we'll be upfront about where each one wins.

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Are We Even
7 Best Splitwise Alternatives in 2026 (Honest Comparison)

Comparisons

7 Best Splitwise Alternatives in 2026 (Honest Comparison)

Looking for a Splitwise alternative? We compared 7 options — from dedicated expense splitting apps to DIY solutions — with honest pros and cons for each.

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Are We Even
"Can We Split This?" — When It's OK to Ask and When It's Not

Money Talk

"Can We Split This?" — When It's OK to Ask and When It's Not

A practical framework for knowing when it's appropriate to ask to split a bill and when you should just cover it. Real scenarios, scripts, and the etiquette nobody teaches you.

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Are We Even
Co-Parenting Expenses: A Fair Split Framework

Guides

Co-Parenting Expenses: A Fair Split Framework

A practical framework for splitting child-related expenses after a divorce or separation. Covers expense categories, income-proportional splitting, documentation, and reducing conflict with real dollar examples.

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Are We Even
The Complete Guide to Splitting a Group Vacation

Travel

The Complete Guide to Splitting a Group Vacation

A step-by-step playbook for splitting expenses before, during, and after a group trip. Real dollar examples, planning checklists, and tips to keep friendships intact.

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Are We Even
The Couple's Guide to Shared Finances (Without a Joint Account)

Guides

The Couple's Guide to Shared Finances (Without a Joint Account)

A practical system for managing shared expenses as a couple without merging your bank accounts. Covers income-based splitting, monthly workflows, and real dollar examples for couples who want fairness without full financial merger.

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Are We Even
Equal vs. Income-Based Splitting: Which Is Actually Fair?

Guides

Equal vs. Income-Based Splitting: Which Is Actually Fair?

Should couples and roommates split expenses 50/50 or by income? We break down when equal splitting works, when income-based splitting makes more sense, and how to calculate your fair share with real dollar examples.

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Are We Even
Festival & Concert Trip Expenses: A Planning Template

Travel

Festival & Concert Trip Expenses: A Planning Template

A complete budget planning template for splitting festival and concert trip costs with friends. Covers shared vs. personal expenses, camping and lodging splits, food and drink strategy, and real budget examples.

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Are We Even
Free Expense Splitting Apps That Actually Stay Free (2026 Guide)

Comparisons

Free Expense Splitting Apps That Actually Stay Free (2026 Guide)

An honest review of truly free expense splitting options — what you get, what you sacrifice, and when paying a few dollars actually makes more sense.

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Are We Even
My Friend Group Has a Freeloader. Help.

Money & Relationship

My Friend Group Has a Freeloader. Help.

There's always one person who conveniently forgets their wallet, never Venmos back, and vanishes when the check arrives. Here's how to deal with the freeloader in your friend group — with empathy, scripts, and boundaries.

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Are We Even
How to Handle the Friend Who Always "Forgets Their Wallet"

Money Talk

How to Handle the Friend Who Always "Forgets Their Wallet"

Compassionate but practical scripts for dealing with a friend who never pays their share. Includes an escalation framework, conversation templates, and boundary-setting advice.

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Are We Even
We Went on Vacation and Now Nobody's Talking. What Happened?

Money & Relationship

We Went on Vacation and Now Nobody's Talking. What Happened?

The group trip was amazing — until someone did the math. Here's a post-mortem on why vacations ruin friendships over money, how to repair the damage, and how to prevent it on the next trip.

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Are We Even
Group Dinner Math: Who Pays What When the Bill Comes

Guides

Group Dinner Math: Who Pays What When the Bill Comes

A no-nonsense guide to splitting the restaurant bill fairly, with real dollar examples for every method. Covers tax, tip, the 4 ways to handle the check, and how to navigate the awkward moments.

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Are We Even
How to Ask a Friend to Pay You Back (Without Making It Weird)

Money Talk

How to Ask a Friend to Pay You Back (Without Making It Weird)

Practical scripts and a 5-step framework for asking a friend to pay you back without damaging the friendship. Real text message examples included.

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Are We Even
Is It Rude to Venmo Request Your Friend for $5?

Money & Relationship

Is It Rude to Venmo Request Your Friend for $5?

Wondering if it's rude to send a Venmo request for a small amount? Here's a simple framework for when to send the request and when to let it go.

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Are We Even
Money Conversations Before Moving In Together

Money Talk

Money Conversations Before Moving In Together

A comprehensive checklist of financial topics every couple should discuss before sharing a home. Includes scripts, real examples, and a framework for the conversations that prevent fights later.

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Are We Even
How to Move Your Expense History from Splitwise (Step-by-Step)

Comparisons

How to Move Your Expense History from Splitwise (Step-by-Step)

A practical guide to exporting your Splitwise data and transitioning to a new expense splitting app. Includes what to export, what you actually need, and how to start fresh.

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Are We Even
Proportional Splitting Explained: The Math Behind Fairness

Guides

Proportional Splitting Explained: The Math Behind Fairness

Learn the exact formulas for proportional expense splitting — income-based, usage-based, and room-size-based. Multiple worked examples with tables, step-by-step math, and a calculator to try it yourself.

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Are We Even
The Roommate Money Talk: A Script for Your First Week

Money Talk

The Roommate Money Talk: A Script for Your First Week

Exact scripts and a checklist for the money conversation every new roommate needs to have in the first week. Cover bills, groceries, shared expenses, and payment methods before things get awkward.

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Are We Even
My Roommate Uses Way More Electricity Than Me. Now What?

Money & Relationship

My Roommate Uses Way More Electricity Than Me. Now What?

Your roommate blasts the AC, leaves every light on, and runs the dryer at midnight. You split utilities 50/50. Here's how to handle the unfair utility split without losing your mind or your roommate.

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Are We Even
Should You Split Bills 50/50 With Your Partner?

Guides

Should You Split Bills 50/50 With Your Partner?

When does a 50/50 bill split work in a relationship, and when does it quietly cause resentment? We cover the emotional dynamics, the math, and exact scripts for transitioning to income-based splitting.

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Are We Even
How to Split Expenses When One Person Earns Way More

Money & Relationship

How to Split Expenses When One Person Earns Way More

Your friend group has a big income gap. Some people want to split everything equally, others feel priced out. Here's how to navigate income differences in friendships without making it weird.

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Are We Even
How to Split Rent by Room Size (With Calculator)

Guides

How to Split Rent by Room Size (With Calculator)

Learn how to fairly split rent when bedrooms are different sizes. Step-by-step square footage method, amenity adjustments, and worked examples with real dollar amounts.

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Are We Even
How to Split Wedding Costs When Friends Help Pay

Guides

How to Split Wedding Costs When Friends Help Pay

A practical guide to splitting wedding expenses with friends and bridal party members. Covers what's reasonable to ask, how to track contributions, and thank-you etiquette with real dollar examples.

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Are We Even
Splitting Bachelor/Bachelorette Party Costs Fairly

Travel

Splitting Bachelor/Bachelorette Party Costs Fairly

A step-by-step playbook for splitting bachelor or bachelorette party costs so everyone has a great time and nobody goes broke. Real dollar examples, budget tiers, and a planning checklist included.

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Are We Even
Is It OK to Split the Bill on a First Date?

Money & Relationship

Is It OK to Split the Bill on a First Date?

The check arrives and the awkward wallet dance begins. Here's a modern, no-nonsense guide to splitting the bill on a first date — and why the how matters more than the whether.

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Are We Even
The Etiquette of Splitting Costs at Someone Else's Event

Money & Relationship

The Etiquette of Splitting Costs at Someone Else's Event

Birthday dinners, bachelor parties, baby showers — when do guests pay and when does the host cover it? A clear, modern guide to event cost etiquette that nobody taught you.

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Are We Even
Splitwise Free vs. Pro: What You Actually Get in 2026

Comparisons

Splitwise Free vs. Pro: What You Actually Get in 2026

A honest breakdown of Splitwise's free and Pro tiers in 2026 — what's included, what's locked behind the paywall, and whether the upgrade is worth it for your situation.

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Are We Even
How to Suggest Income-Based Splitting to Your Partner

Money Talk

How to Suggest Income-Based Splitting to Your Partner

Scripts, timing advice, and a step-by-step approach for bringing up income-based expense splitting with your partner — without making it about who earns more.

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Are We Even
What Does "Fair" Actually Mean When Splitting Costs?

Guides

What Does "Fair" Actually Mean When Splitting Costs?

Fair doesn't always mean equal. Explore the different definitions of fairness in expense splitting — equal, equitable, and need-based — with real scenarios and dollar examples to help you figure out what fair means for your situation.

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Are We Even
Should the Person Who Chose the Expensive Restaurant Pay More?

Money & Relationship

Should the Person Who Chose the Expensive Restaurant Pay More?

Your friend picked the fancy restaurant, and now the bill is $200. Should they pay more? Here's a real framework for navigating the 'who chose, who pays' dilemma without ruining dinner.

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Are We Even
Why People Are Switching from Splitwise (And Where They're Going)

Comparisons

Why People Are Switching from Splitwise (And Where They're Going)

Real reasons people are leaving Splitwise in 2026 — from daily expense limits to the 'everyone needs the app' problem. Plus an honest look at what Splitwise still does well.

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Are We Even

Split expenses without the awkward conversations. Keep shared money simple—and relationships intact.

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