A simpler Splitwise alternative
Are We Even is a Splitwise alternative where only one person pays for the app — everyone else joins free. It includes receipt scanning, item-level splits, income-based splitting, and spreadsheet import without requiring a Pro subscription. Groups work even when participation is uneven, which is how most groups actually function.
Why people switch
Splitwise assumes everyone will download the app, stay engaged, and participate equally.
In real life? One person does the work. Others check in sometimes. Some forget entirely.
Are We Even was built for how groups actually behave.
The difference
One person pays
Everyone else just joins. No payment required from the group.
Clear balances
Everyone sees who owes what. No awkward reminders needed.
Less coordination
Works even when participation is uneven. Most groups are.
Feature comparison
| Feature | Splitwise | Are We Even |
|---|---|---|
| Pricing model | Per-user subscription | One person pays, everyone uses |
| Receipt scanning | Pro only | Included (with crop detection) |
| Item-level splitting | Pro only | Included (with tax/tip allocation) |
| Income-based splits | Not available | Yes (privacy-preserving) |
| Spreadsheet import | Pro only | Included (with duplicate detection) |
| Debt minimization | Available | Always on |
| Penny-perfect rounding | Standard | Guaranteed |
| Ad-free | Pro only | Always |
Features that actually help
Smart receipt scanning
Point your camera at a receipt. We detect the edges, extract items, totals, and dates automatically. Confidence scoring tells you what to double-check.
Item-level splitting
Split by individual items, not just totals. Tax and tip get allocated proportionally based on what each person actually ordered.
Income-based splits
Higher earners can pay a larger share automatically. Enter incomes once, we calculate fair percentages. Income data isn't stored — your privacy matters.
Smart import
Drag in a spreadsheet. We auto-detect columns, flag duplicates, and let you pick which expenses to import. No cleanup needed.
Built for
Roommates
Rent, utilities, groceries. Monthly settlements.
Trip groups
Hotels, dinners, activities. Settle at the end.
Couples
Keeping finances separate but fair.
Friend groups
One person fronts. Everyone pays back.
How it works
Create a group
Add expenses
See balances
Settle up
Moving from Splitwise?
Export your Splitwise data → drag into Are We Even → done.
We auto-detect columns and flag duplicates.
Why we built this differently
We kept asking: why do expense-splitting apps assume equal participation?
In every group we studied, one person does most of the work. They add the expenses, remind others, and manage the settlements. Everyone else checks in occasionally — or forgets entirely.
Charging every member equally punishes the "organizer" by making them convince everyone to pay. We flipped it: one person covers the cost, everyone benefits. Adoption stops being a barrier.
An honest note
Splitwise has been around for a while. It works.
But we think expense splitting can be simpler — and fairer on pricing.
Are We Even is what we wish existed: powerful features without the per-user fees.
Pricing
Unlimited groups and expenses. All features included. One person pays, everyone uses.
Try with Event Pass - 7 days, one group, all features included.
14-day free trial • Import your Splitwise data • No credit card required
Related Resources
Frequently Asked Questions
- Is Are We Even free to try as a Splitwise alternative?
- Yes. You can create a group and explore how it works. To keep a group active long-term, one person can choose an Event Pass or subscription.
- Does everyone in the group need to pay?
- No. Only one person needs to pay. Everyone else can join and participate without paying.
- Can I move over from Splitwise?
- Yes. Export your Splitwise data as a spreadsheet and drag it into Are We Even. We auto-detect columns, flag duplicates, and let you choose which expenses to import. No manual cleanup needed.
- What features are included vs Splitwise Pro?
- Receipt scanning, item-level splitting, spreadsheet import, and debt minimization are all included — no Pro subscription required. We also offer income-based splitting, which Splitwise doesn't have at all.
- How does receipt scanning compare?
- We detect receipt edges automatically, extract individual items (not just totals), and show confidence scores so you know what to double-check. You can crop and adjust before saving.
- What is income-based splitting?
- It calculates fair percentages based on each person's income — higher earners pay a larger share. Enter incomes once, and we do the math. Income data isn't stored for privacy.
- Is this good for trips or short-term groups?
- Yes. Event Passes are designed specifically for trips, weekends, and temporary groups. They last 45 days and end automatically — no surprise renewals.
- What happens if a group isn't active anymore?
- The group becomes read-only. Balances remain visible, but adding new expenses requires unlocking the group.
Try a calmer way to split expenses
Create a group in seconds. Only one person needs to keep it going.