Split expenses with your partner. Keep the relationship simple.
Track shared costs with full transparency and fair splits — without merging your bank accounts or starting awkward money conversations.
This is for you if...
- ✓You split costs but aren't sure it's actually fair
- ✓One of you earns more and you're not sure how to handle it
- ✓You want financial transparency without a joint account
- ✓You've said "I'll get this one, you get the next" too many times to track
Money shouldn't be the hard part of a relationship. But without clarity, it becomes exactly that.
Built for modern couples
Are We Even helps couples keep shared finances transparent and fair — whether you've been together six months or sixteen years.
No spreadsheets. No mental scorekeeping.
Just a clear picture of where things stand.
Why couples struggle with shared expenses
"I'll get this one" doesn't scale
Taking turns feels fair. Over time, the math drifts. One person consistently pays more without realizing it.
Income differences create tension
When one partner earns more, 50/50 stops feeling equitable. But bringing it up feels loaded.
Joint accounts aren't for everyone
Some couples want shared financial visibility without merging everything. That's valid.
Mental scorekeeping erodes trust
When one person tracks expenses in their head and the other doesn't, resentment builds silently.
Shared visibility. Separate finances.
Are We Even gives both partners a clear view of shared expenses and running balances. Track what you share. Keep what's personal. Set splits by income, by percentage, or 50/50. No guessing. No scorekeeping. No uncomfortable conversations.
- Income-based splitting adjusts automatically
- Both partners see the same balance in real time
- Only track the shared stuff — personal expenses stay personal
How it works
Create your shared group
One person sets up the account. Both can see expenses and balances.
Add shared expenses
Rent, groceries, utilities, dinners, trips. Log them as they happen.
Choose your split method
50/50, income-based, or custom. Set defaults, override when needed.
Settle up on your schedule
Monthly, weekly, whenever it works. Check the balance and square up.
Complete transparency, zero friction
See every shared expense, how it was split, and the running balance — all in one place.
Features
Income-based splitting
Enter each person's income once. Expenses split proportionally. Someone earning $90k and someone earning $60k splits 60/40 instead of 50/50.
Try the Fair Split CalculatorFull transparency
Both partners see the same running balance. No ambiguity about who paid what or who owes whom.
Separate finances, shared tracking
Only track costs you share. Personal expenses stay personal. No merging required.
One subscription for both
One person pays. Both use it. Add the subscription as a shared expense if you want.
What couples commonly track
Why couples move beyond mental math
| Method | The Problem |
|---|---|
| Taking turns | one person always overpays without realizing |
| Shared spreadsheet | becomes a chore, stops getting updated |
| Joint account | not everyone wants to merge finances |
| Venmo requests | feels transactional in a relationship |
| Are We Even | fair splits with full transparency for both |
Tracking expenses doesn't mean you don't trust each other
It means the opposite. Transparency builds trust. When both people see the same numbers, there's nothing to wonder about. Most couples who start tracking are surprised how much easier money conversations become — or how they stop needing to have them at all.
Frequently Asked Questions
- How does income-based splitting work?
- Enter each person's income once. All shared expenses split proportionally. If incomes change — new job, grad school, parental leave — update once and all future splits adjust.
- Can we split some expenses 50/50 and others by income?
- Yes. Set default split rules, then override for specific expenses. Rent by income, date nights 50/50, whatever works for your relationship.
- What if we keep most finances separate?
- Perfect. Only track the shared stuff. Are We Even is designed for couples who want clarity on shared costs without merging everything.
Money should bring you closer. Not pull you apart.
Start with transparency. The rest gets easier from there.