6 digital wallets. One tap to settle up.
Are We Even generates pre-filled payment links for Venmo, Cash App, Zelle, PayPal, Apple Cash, and Google Pay. Tap the link, confirm the payment. Done.
This is for you if...
- ✓You're tired of typing amounts and searching for usernames every time you settle up
- ✓Your group uses three different payment apps and nobody wants to switch
- ✓You want to settle expenses without a middleman holding your money
- ✓You just want paying someone back to take one tap, not five
Settling up should be the easy part. Now it is.
Direct payments, no middleman
Are We Even never touches your money. No processing fees. No stored payment credentials. The app generates a link — your wallet handles the rest.
Six wallets supported. More than any other expense-splitting app.
Why settling up takes longer than it should
Typing amounts manually
You know you owe $47.33. Now you have to open Venmo, find the person, type the amount, and write a note. Every time.
Everyone uses a different wallet
One person uses Venmo. Another prefers Zelle. Someone else only has Cash App. Coordinating payments becomes its own project.
Apps that move your money charge fees
Some expense-splitting tools process payments internally. That means fees, delays, and another account to manage.
Payment details get lost
You sent $50 last week. Was that for groceries or the electric bill? Venmo doesn't remember the context.
Pre-filled links for the wallets you already use
Are We Even calculates who owes whom, then generates a payment link with the amount and recipient already filled in. Tap the link, your wallet app opens, confirm the payment. No fees. No middleman. No typing amounts.
- Pre-filled links for Venmo, Cash App, Zelle, PayPal, Apple Cash, and Google Pay
- Each group member can use a different wallet
- Add wallet usernames once — every future link is automatic
How it works
The app calculates balances
Are We Even figures out who owes whom and how much, with minimum transfers needed.
A payment link generates
The link includes the correct amount, recipient, and note — pre-filled for your chosen wallet.
You tap and confirm
The link opens your wallet app. Review the pre-filled details. Confirm the payment.
Balance updates
Mark the payment as settled. The group balance adjusts automatically.
Settle up without the friction
See your balance, tap the payment link, confirm in your wallet. Three screens. Ten seconds.
Features
Six wallets supported
Venmo, Cash App, Zelle, PayPal, Apple Cash, and Google Pay. Use whichever you prefer. Mix and match within a group.
Pre-filled everything
Amount, recipient, and note — all filled in automatically. No typing, no searching for usernames.
No transaction fees
Your money goes directly from your wallet to theirs. No intermediary. No processing charges.
Set up once
Add your wallet usernames to your profile. Every future payment link across every group is ready automatically.
How groups use wallet integrations
How people settle up today
| Method | The Problem |
|---|---|
| Manual Venmo requests | typing amounts and searching usernames every time |
| Cash | nobody carries it, and there's no record |
| "I'll get the next one" | impossible to track accurately |
| Apps that process payments | fees, delays, another account to manage |
| Are We Even | pre-filled links for 6 wallets, zero fees |
Your wallet, your terms
We never see your bank details, card numbers, or passwords. We store wallet usernames for link generation — that's it. Every payment requires your explicit confirmation in your wallet app. Nothing is sent automatically. You stay in control of every dollar.
Frequently Asked Questions
- Do my friends need to use the same wallet app?
- No. Each person in the group can use a different wallet. You might pay via Venmo while your friend uses Zelle. The app generates the right link for each person's preferred wallet.
- Does Are We Even charge transaction fees?
- No. Are We Even never touches your money and charges zero transaction fees. Payments go directly between you and your friends through your chosen wallet app.
- What if someone pays outside the app?
- Just mark the payment as settled manually. The app updates balances accordingly. Cash, bank transfers, or buying dinner all count.
Settling up should take seconds, not minutes.
One tap. Your wallet. Done.