Family finances shouldn't cause family drama.
Track shared expenses across siblings, parents, and extended family — from vacations to caregiving — without spreadsheets or uncomfortable conversations.
This is for you if...
- ✓You're splitting caregiving costs for an aging parent with your siblings
- ✓Family vacations always end with confusion about who paid for what
- ✓Holiday expenses land unevenly and nobody talks about it
- ✓You want fairness without turning every family gathering into an accounting session
Family is complicated enough. Money shouldn't make it harder.
Built for family dynamics
Are We Even helps families keep shared finances transparent and fair — even when budgets, opinions, and circumstances differ across the family.
No confrontations.
Just a clear record everyone can see.
Why family expenses get complicated
Everyone has different financial situations
Your sister just bought a house. Your brother is between jobs. Splitting things equally doesn't always mean splitting them fairly.
Nobody wants to be the one who brings up money
At a friend's dinner, you can Venmo-request $22. At a family dinner, asking for money feels different.
Costs spread across months and years
Caregiving, shared property, recurring family events. These aren't one-time expenses — they compound.
Assumptions replace conversations
"I thought you were covering that" becomes a refrain. Without a record, everyone remembers things differently.
One clear record for the whole family
Are We Even keeps a running balance between family members so everyone sees the same numbers. Add shared expenses as they happen. Settle up when it makes sense. No arguments about who paid for what. No spreadsheets that only one sibling updates. No assumptions.
- Running balance between family members
- Flexible splits for different financial situations
- Complete expense history for reference
How it works
Create a family group
One group for ongoing shared costs. Separate groups for trips or events if needed.
Add expenses as they come
Mom's doctor visit. The family cabin rental. Holiday dinner supplies. Log them in seconds.
Split based on what's fair
Equal, by income, custom percentages. Each expense can have its own split.
Settle on a schedule that works
Monthly, quarterly, after events. Whatever keeps things smooth.
The family ledger, modernized
See shared expenses, individual balances, and full history — without digging through bank statements or old emails.
Features
Multi-person splitting
Track expenses across two siblings or ten family members. The balance adjusts for everyone.
Custom split rules
Not everyone can contribute equally. Set splits that reflect reality — by income, by agreement, by situation.
Complete history
Every expense logged with who paid, how it was split, and when. Useful at tax time. Essential during disagreements.
One person manages it
One family member runs the account. Everyone else sees the balance. No adoption headaches.
What families commonly track
Why families move beyond group texts and memory
| Method | The Problem |
|---|---|
| Group text | expenses get lost in family chatter |
| Shared spreadsheet | only one person updates it |
| Memory and goodwill | everyone remembers differently |
| Ignoring it | resentment builds over years |
| Are We Even | clear running balance the whole family trusts |
It's not about keeping score with family
It's about removing the thing that causes tension. When shared costs are visible, nobody wonders if things are fair. Families who track expenses together have fewer money conversations — not more. The numbers handle it.
Frequently Asked Questions
- Can different family members have different split percentages?
- Yes. Every expense can be split differently. One sibling covers 50%, two others split the remaining 50%. Adjust per expense or set defaults.
- What about recurring costs like caregiving?
- Add them as they happen. The running balance accumulates over time so you can settle up monthly, quarterly, or however often works.
- Does everyone need an account?
- No. One person manages the account and tracks expenses. Other family members can view balances without creating their own accounts.
Family comes first. The finances should just work.
One place for shared costs. Zero reasons for money drama.