Group expenses get complicated fast. Tracking them shouldn't.
One place to log every shared cost, see real-time balances, and settle up with the fewest payments possible. Built for groups of any size.
This is for you if...
- ✓You're the one who always ends up organizing the money side
- ✓Your group chat has turned into an expense tracking system (a bad one)
- ✓You need something that works for 3 people or 12
- ✓You want everyone to see the same numbers without asking
Groups need a dedicated tool. Text threads, memory, and good intentions aren't enough.
Built for groups that share costs
Are We Even handles the financial side of group life -- trips, households, events, regular outings. One shared view. No confusion.
Used by roommates, friend groups, travel crews, and event planners.
Why group expenses spiral out of control
Too many people, too many transactions
With 6 people, expenses multiply fast. By the end of a weekend, nobody knows who paid for what.
The organizer becomes the accountant
One person always gets stuck tracking everything. It's thankless work, and it breeds resentment.
Group chats aren't ledgers
"I got the Uber" and "Someone owes me for groceries" scattered across 200 messages isn't a system. It's chaos.
Settlement math is a nightmare
With multiple people paying for different things, figuring out who owes who -- and the minimum transfers to settle -- is genuinely hard math.
A shared ledger for your group
Are We Even gives every group member a real-time view of expenses and balances. Anyone can add expenses. Everyone sees the running total. Settlement is calculated automatically. No spreadsheets. No group chat accounting. No mental math.
- Anyone in the group can add expenses
- Balances visible to everyone in real time
- Debt minimization calculates optimal settlements
How it works
Create a group
Add everyone. Share a link -- they join in their browser without downloading anything.
Log expenses as they happen
Whoever pays adds the expense. Choose who's included in the split.
Watch balances update
Real-time balances show who's ahead and who's behind. Always current.
Settle with minimum transfers
The app calculates the fewest payments needed. A group of 8 might need just 3 transfers.
Your group's finances at a glance
Every expense, every balance, every member. One screen. No digging.
Features
Works for any group size
Two people or twenty. The math scales automatically.
Selective splits
Not everyone in every expense? Choose who's included each time.
Debt minimization
Instead of 12 individual payments, the app finds the shortest path to even.
No downloads for the group
Share a link. Everyone joins in their browser. No convincing anyone to install an app.
Expenses groups actually track
Why groups need a dedicated tracker
| Method | The Problem |
|---|---|
| Group chat messages | expenses get buried, no running total |
| One person tracking in notes | single point of failure, no transparency |
| Shared spreadsheet | requires manual updates, nobody trusts it |
| Individual Venmo requests | no group view, no balance tracking |
| Are We Even | shared ledger, real-time balances, automatic settlements |
Getting the group on board is the easy part
No downloads. No accounts. No payment from anyone except the organizer. Share a link and everyone's in. The biggest barrier to group expense tracking has always been adoption. We removed it.
Frequently Asked Questions
- How many people can be in a group?
- There's no practical limit. The app works the same whether it's 3 people or 15.
- Can people be in multiple groups?
- Yes. Create separate groups for different situations -- one for the trip, one for the household, one for the regular dinner crew.
- What if someone doesn't participate in every expense?
- Choose who's included in each expense. Someone skipped dinner? Don't include them. The math adjusts automatically.
Groups work better with shared visibility.
Track every expense. See every balance. Settle up simply.